常见问题

Q

“你的典型客户是什么样的??”

• 我们服务的客户范围很广, 然而, 我们的大多数客户年龄在51-70岁之间, 退休的准备退休的或已经退休的.
• 由于当今金融世界的复杂性和挑战的增加, in more recent years we have broadened our services to include financial planning and investment management for younger families.
• 我们帮助各行各业的人, 然而, 最近专门帮助电信行业的人吗, 航空公司, 还有石油和天然气行业.
• 同时我们也尽力为所有客户服务, 我们的客户通常至少有250美元,可投资的资产. 对于当前客户的家人或亲密朋友，我们会有例外, 个人寻求第二意见或不满意他们目前的顾问, 或者有人面临着生活方式的重大改变，比如换工作, 离婚, 死亡, 婚姻, 继承.等.

Q

“我想见见十大博彩网站评级亚洲博彩平台排名公司，L.L.C. 来讨论我的经济状况. 我的下一步是什么?”

• 我们提供与我们的金融专业人士的首次会议，免费. 这让我们有机会认识你，了解你的人生目标. 反过来, 我们将与您分享我们的人生规划过程, 投资管理理念, 以及我们的客户服务团队.
• 通过探索和讨论你的人生目标, it will help us both determine if there is a good match between your needs and our philosophy and services. 欲了解更多信息或安排会议，请与我们公司联系 713-977-3800.

Q

“我的投资组合在其他几家投资公司. What advantages are there to discussing and possibly moving my portfolio to 十大博彩网站评级亚洲博彩平台排名公司.L.C.?”

• New clients often come to us with fragmented portfolios comprised of investments made over the years with no real long-term plan in meeting each of their life goals. 虽然这些投资在当时似乎是“一个好主意”, no one is watching or coordinating their overall portfolio to see if it truly supports or even coincides with their long-term life objectives. We will develop a written investment plan with you (updated daily) and see which investments are suitable and which are not. We will then help you consolidate these investments to simplify your financial life, 所以你可以放心，因为他们是由专业人士管理的, 特别是基于你所有的人生目标.
• 另一个重要的好处是我们考虑了税收影响, 房地产的影响, 资产配置的税收效率(应税vs. 作为你策略的一部分. 专注于提高回报, reducing risk and helping minimize taxes are all part of the prudent personal financial management offered by our firm.

Q

“我在一家全国性的经纪公司有一个账户. 十大博彩网站评级亚洲博彩平台排名是什么.L.C. 不同的?”

• 十大博彩网站评级亚洲博彩平台排名公司.L.C采用团队方法进行分析, 发展中, 并建议改变你目前的财务状况. 我们团队的所有成员随时为您服务，只要您需要联系他们.
• 另一个重要的好处是我们考虑了税收影响, 房地产的影响, 资产配置的税收效率(应税vs. 作为你策略的一部分.
• 专注于提高回报 and helping minimize taxes are all part of the prudent personal financial management offered by our firm.
• 你会发现和我们在一起的方式完全不同. We will spend a great deal of time listening and learning about your concerns and financial goals, 分析你的投资组合, 收集数据来帮助我们构建你的人生规划.
• 作为好的倾听者的结果, we are able to make objective recommendations to create multiple portfolios that can meet several financial/life goals. 在一起, we will discuss the financial impact of any recommended changes so that you can make informed decisions.

Q

十大博彩网站评级亚洲博彩平台排名公司(十大博彩网站评级亚洲博彩平台排名公司.L.C. 做生意，你是如何得到补偿的?”

• 十大博彩网站评级亚洲博彩平台排名公司.L.C. 是“收费”的证券交易委员会注册投资顾问吗. Our advice is unbiased, objective and solely based on our clients’ personal needs and objectives. Each investment management and/or advisory client has a fee deducted automatically from their account in arrears, 根据管理的资产数额.
• 请参阅我们的阿德第二部分，以了解所有成本和费用的完整披露. 点击 在这里 to view our 阿德 Part II and learn about all our costs and fees, which are disclosed therein.

Q

“十大博彩网站评级亚洲博彩平台排名公司怎么样?.L.C. 不同于其他财富管理公司或财务规划公司?”

• 十大博彩网站评级亚洲博彩平台排名，L.L.C. and other wealth management firms is our philosophy that your investment portfolio is a piece of your overall financial and life plan; it does not stand alone. Investing your money without first understanding your long-term goals just doesn’t make sense to us. 我们的技术, 金融专业人士在第一时间倾听你的目标方面经验丰富, 然后制定行动计划, 在为你的投资组合提出建议之前. 即使一个正式的计划是不必要的, we will ask questions to be sure your portfolio is designed to support your situation and needs. Most other "wealth management" companies focus only on investments and not your life goals. 部分实际增加值是我们对税收影响的考虑, 房地产问题, 以及你处境的其他方面，这样你的长期财富才会最大化. We take pride in the depth of professionally trained staff to provide this expertise.
• 我们希望我们的客户对他们的投资决策放心. 为了实现这一目标, our team of financial professionals will meet with you to help measure the level of risk you are willing to take when investing your portfolio. This is an essential piece of the planning process at 十大博彩网站评级亚洲博彩平台排名公司.L.C. The financial/life plan created for you will match your comfort level and risk tolerance for investing and will be updated daily, 不像大多数其他公司.
• 在分配您的投资组合时，我们不会使用“千篇一律”的方法. 许多财富管理公司都有一种“一刀切”的投资方式, 所有客户都有相同的投资组合, 不管他们需要什么.

Q

什么是十大博彩网站评级亚洲博彩平台排名.L.C.投资理念?”

• 什么是“战略”?” A comprehensive plan to achieve desired goals, using available means, at acceptable risk.
• Our firm’s philosophy is to be long-term investors; and therefore, 我们认为频繁的交易对我们的客户没有好处. 我们持续监控您的投资. Rebalancing is done to keep your portfolio aligned with your financial goals and risk tolerance.
• 许多其他投资公司关注的是“回报”." We focus on downside risk in addition to returns; we know our portfolios are positioned to glean strong returns if the market performs positively. Our portfolios are designed for steady growth over time; therefore, 我们的客户不应该经历市场的超高或超低. 这有助于让他们安心. 我们想帮助客户睡得更好, 通过资产配置, 当不可避免的熊市发生时.

Q

“你的客户住在休斯敦地区以外吗??”

• 随着技术和通讯的不断进步, 我们能够与居住在美国各地的客户合作.  无论你住在哪里, 我们将继续管理您的投资组合, 经常和你聊天, 继续关注你的财务目标.

Q

我的银行/财务顾问给我提供了一个“免费”的财务计划. 你的计划有什么不同?”

• 在这种情况下，“一分钱一分货”这句老话是非常正确的. The financial plan that you will receive as a client of our firm is both comprehensive and client specific. 这意味着我们不使用脚本和过度简化, 大型金融机构经常使用的预打包规划软件. 通常, these types of plans are ultimately used as sales tools to introduce clients to proprietary products. 它们通常是如此一般化，以至于对客户来说价值很低.
• 在大多数情况下, the safest way to project long-term financial security is to be as exact as possible in using facts and assumptions. We have seen simple plans that led to disastrous decisions and caused retired individuals to have to go back to work.
• 大多数财务计划一旦准备好，就会停滞不前，“过时”. We use complex aggregation software to download account values nightly to create a “real-time” financial/life plan. We have the ability to aggregate accounts we manage and even accounts held outside of 十大博彩网站评级亚洲博彩平台排名公司.L.C.